Cost of Living in New Bern Compared to Coastal Cities

New Bern blends historic charm with affordability, but how does its cost of living compare to nearby coastal cities like Wilmington, Jacksonville, and Surf City? Let’s break it down.

Housing Costs

Median home prices in New Bern remain below Wilmington and Surf City but above parts of Jacksonville. Buyers often find that they can secure larger homes or waterfront property for less than in more crowded coastal markets. This balance between value and lifestyle is what sets New Bern apart. For an overview of affordability and market momentum.

Everyday Expenses

Utilities, groceries, and insurance costs trend slightly below Wilmington and far below Surf City’s barrier island rates. For lifestyle balance, consider the comparison between owning a home and renting.

Lifestyle Value

Lower costs don’t mean fewer perks. With its riverfront downtown, arts scene, and boating culture, New Bern offers more than expected for the price. See what newcomers need in A First-Time Buyer’s Guide to New Bern and broader affordability notes in Why Now Is a Good Time to Buy.

Should You Move?

If you want lower housing costs but still value waterfront charm, New Bern may outperform. Wilmington may suit those seeking a faster pace, while Surf City appeals to those who prioritize beachfront living. New Bern, however, delivers balance, making it ideal for families, retirees, or anyone focused on affordability.

Next steps: 

Schedule a consult—we’ll compare cities side by side with your budget and lifestyle goals.